Deposit Rates

Savings Accounts	Rate	APY*
Share 00	0.495%	0.500%
Share 52	0.495%	0.500%
Holiday and Vacation Club	0.495%	0.500%
IRA Shares	0.495%	0.500%

Checking Accounts	Rate	APY*
Varsity ($1000 and Over)	0.048%	0.050%
Graduate ($1000 and Over)	0.048%	0.050%
Scholar ($1000 and Over)	0.048%	0.050%

Money Fund Accounts	Rate	APY*
Balance $10-$999	0.495%	0.500%
Balance $1,000-$9,999	1.240%	1.250%
Balance $10,000-$24,999	1.485%	1.500%
Balance $25,000-$49,999	1.735%	1.750%
Balance $50,000-$99,999	1.985%	2.000%
Balance $100,000 and Over	2.225%	2.250%

Regular Certificates of Deposit                  $500 minimum opening deposit required	Rate	APY*
3 Month Term	2.470%	2.500%
6 Month Term	2.715%	2.750%
12 Month Term	2.960%	3.000%
18 Month Term	3.055%	3.100%
24 Month Term	3.150%	3.200%
30 Month Term	3.250%	3.300%
36 Month Term	3.350%	3.400%
48 Month Term	3.445%	3.500%
60 Month Term	3.540%	3.600%

IRA Certificates of Deposit                          $500 minimum opening deposit required	Rate	APY*
3 Month Term	2.470%	2.500%
6 Month Term	2.715%	2.750%
12 Month Term	2.960%	3.000%
18 Month Term	3.055%	3.100%
24 Month Term	3.150%	3.200%
30 Month Term	3.250%	3.300%
36 Month Term	3.350%	3.400%
48 Month Term	3.445%	3.500%
60 Month Term	3.540%	3.600%

Safari Club Certificates of Deposit            $100 minimum opening deposit required	Rate	APY*
3 Month Term	2.470%	2.500%
6 Month Term	2.715%	2.750%
12 Month Term	2.960%	3.000%
18 Month Term	3.055%	3.100%
24 Month Term	3.150%	3.200%
30 Month Term	3.250%	3.300%
36 Month Term	3.350%	3.400%
48 Month Term	3.445%	3.500%
60 Month Term	3.540%	3.600%

All rates are effective July 1, 2008. Rates are subject to change.

A penalty for early withdrawl may be imposed on certificates of deposit.

*APY = Annual Percentage Yield. 

For Truth In Savings account disclosures, please click here. 

Printable Version  

Lending Rates

Automobile Loans	APR*	Terms up to
New Vehicle (Up to 3 years old)	as low as 4.35%	72 Months**
Pre-Owned Vehicle (4-6 years old)	as low as 5.35%	60 Months^
Pre-Owned Vehicle (7 years and older)	as low as 5.85%	48 Months ^^
Classic Vehicle (25 years and older)	as low as 5.45%	48 Months^^

*APR = Annual Percentage Rate  Published APRs may include a .25% interest rate discount based upon establishing an automatic payment through a WSCU checking account. 

**New vehicle loan amounts greater than $25,000 are eligible for terms up to 84 months.

^Pre-owned vehilce (4-6 years old) loan amounts greater than $18,000 are eligible for terms up to 66 months.

^^Pre-owned vehicle (7 years and older) and classic vehicle loan amounts greater than $18,000 are eligible for terms up to 60 months.

Street Legal Motorcycle Loans	APR*	Terms up to
New Motorcycle	as low as 5.45%	48 Months**
Pre-Owned Motorcycle (2 years and older)	as low as 5.45%	48 Months**

 **New and pre-owned motorcycle loan amounts greater than $25,000 are eligible for terms up to 60 months.

Motor Home Loans	APR*	Terms up to
New Motor Home	as low as 5.45%	84 Months**
Pre-Owned Motor Home (2 years and older)	as low as 5.45%	84 Months**

**New and pre-owned motor home loan amounts greater than $25,000 are eligible for terms up to 60 months. 

Recreational Equipment Loans	APR*	Terms up to
New Recreational Equipment	as low as 5.45%	48 Months**
Pre-Owned Recreational Equipment (2 years and older)	as low as 5.45%	48 Months**

**New and pre-owned recreational equipment loan amounts greater than $18,000 are eligible for terms up to 60 months.

Mortgage Loans- Fixed Rate	APR*
3 Year Fixed	as low as 5.63%
5 Year Fized	as low as 5.93%
7 Year Fixed	as low as 6.03%
10 Year Fixed	as low as 6.13%

Home Equity Line of Credit (HELOC)	APR*
15 Year	as low as 6.75%

Unsecured Loans	APR*
Line of Credit	as low as 9.90%
Signature Loan	as low as 9.90%

Secured Loans	APR* as low as	Terms up to
Share Secured Rates	2.00%	84 Months
Certificate Secured Rates	Interest Rate + 0.50%	Cert. Maturity Date

All rates are effective July 1, 2008.

*APR = Annual Percentage Rate   Published APRs may include a .25% interest rate discount based upon establishing an automatic payment through a WSCU checking account

Published loan rates, terms and amounts based on approved credit and are subject to change.

The maximum APR is 21.00% or the maximum rate allowed by law.    

Printable Version