Deposit Rates
| Savings Accounts |
Rate
|
APY*
|
| Share 00 |
0.495%
|
0.500%
|
| Share 52 |
0.495%
|
0.500%
|
| Holiday and Vacation Club |
0.495%
|
0.500%
|
| IRA Shares |
0.495%
|
0.500%
|
| Checking Accounts |
Rate
|
APY*
|
| Varsity ($1000 and Over) |
0.048%
|
0.050%
|
| Graduate ($1000 and Over) |
0.048%
|
0.050%
|
| Scholar ($1000 and Over) |
0.048%
|
0.050%
|
| Money Fund Accounts |
Rate
|
APY*
|
| Balance $10-$999 |
0.495%
|
0.500%
|
| Balance $1,000-$9,999 |
1.240%
|
1.250%
|
| Balance $10,000-$24,999 |
1.485%
|
1.500%
|
| Balance $25,000-$49,999 |
1.735%
|
1.750%
|
| Balance $50,000-$99,999 |
1.985%
|
2.000%
|
| Balance $100,000 and Over |
2.225%
|
2.250%
|
|
Regular Certificates of Deposit
$500 minimum opening deposit required
|
Rate
|
APY*
|
| 3 Month Term |
2.470%
|
2.500%
|
| 6 Month Term |
2.715%
|
2.750%
|
| 12 Month Term |
2.960%
|
3.000%
|
| 18 Month Term |
3.055%
|
3.100%
|
| 24 Month Term |
3.150%
|
3.200%
|
|
30 Month Term
|
3.250%
|
3.300%
|
| 36 Month Term |
3.350%
|
3.400%
|
| 48 Month Term |
3.445%
|
3.500%
|
| 60 Month Term |
3.540%
|
3.600%
|
|
IRA Certificates of Deposit
$500 minimum opening deposit required
|
Rate
|
APY*
|
| 3 Month Term |
2.470%
|
2.500%
|
| 6 Month Term |
2.715%
|
2.750%
|
| 12 Month Term |
2.960%
|
3.000%
|
| 18 Month Term |
3.055%
|
3.100%
|
| 24 Month Term |
3.150%
|
3.200%
|
|
30 Month Term
|
3.250%
|
3.300%
|
| 36 Month Term |
3.350%
|
3.400%
|
| 48 Month Term |
3.445%
|
3.500%
|
| 60 Month Term |
3.540%
|
3.600%
|
|
Safari Club Certificates of Deposit
$100 minimum opening deposit required
|
Rate
|
APY*
|
| 3 Month Term |
2.470%
|
2.500%
|
| 6 Month Term |
2.715%
|
2.750%
|
| 12 Month Term |
2.960%
|
3.000%
|
| 18 Month Term |
3.055%
|
3.100%
|
| 24 Month Term |
3.150%
|
3.200%
|
|
30 Month Term
|
3.250%
|
3.300%
|
| 36 Month Term |
3.350%
|
3.400%
|
| 48 Month Term |
3.445%
|
3.500%
|
| 60 Month Term |
3.540%
|
3.600%
|
All rates are effective July 1, 2008. Rates are subject to change.
A penalty for early withdrawl may be imposed on certificates of deposit.
*APY = Annual Percentage Yield.
For Truth In Savings account disclosures, please click here.
Printable Version
Lending Rates
| Automobile Loans |
APR*
|
Terms up to
|
| New Vehicle (Up to 3 years old) |
as low as 4.35%
|
72 Months**
|
| Pre-Owned Vehicle (4-6 years old) |
as low as 5.35%
|
60 Months^
|
| Pre-Owned Vehicle (7 years and older) |
as low as 5.85%
|
48 Months ^^
|
| Classic Vehicle (25 years and older) |
as low as 5.45%
|
48 Months^^
|
*APR = Annual Percentage Rate Published APRs may include a .25% interest rate discount based upon establishing an automatic payment through a WSCU checking account.
**New vehicle loan amounts greater than $25,000 are eligible for terms up to 84 months.
^Pre-owned vehilce (4-6 years old) loan amounts greater than $18,000 are eligible for terms up to 66 months.
^^Pre-owned vehicle (7 years and older) and classic vehicle loan amounts greater than $18,000 are eligible for terms up to 60 months.
| Street Legal Motorcycle Loans |
APR*
|
Terms up to
|
| New Motorcycle |
as low as 5.45%
|
48 Months**
|
| Pre-Owned Motorcycle (2 years and older) |
as low as 5.45%
|
48 Months**
|
**New and pre-owned motorcycle loan amounts greater than $25,000 are eligible for terms up to 60 months.
| Motor Home Loans |
APR*
|
Terms up to
|
| New Motor Home |
as low as 5.45%
|
84 Months**
|
| Pre-Owned Motor Home (2 years and older) |
as low as 5.45%
|
84 Months**
|
**New and pre-owned motor home loan amounts greater than $25,000 are eligible for terms up to 60 months.
| Recreational Equipment Loans |
APR*
|
Terms up to
|
| New Recreational Equipment |
as low as 5.45%
|
48 Months**
|
| Pre-Owned Recreational Equipment (2 years and older) |
as low as 5.45%
|
48 Months**
|
**New and pre-owned recreational equipment loan amounts greater than $18,000 are eligible for terms up to 60 months.
| Mortgage Loans- Fixed Rate |
APR*
|
|
3 Year Fixed
|
as low as 5.63%
|
|
5 Year Fized
|
as low as 5.93%
|
|
7 Year Fixed
|
as low as 6.03%
|
|
10 Year Fixed
|
as low as 6.13%
|
| Home Equity Line of Credit (HELOC) |
APR*
|
| 15 Year |
as low as 6.75%
|
| Unsecured Loans |
APR*
|
| Line of Credit |
as low as 9.90%
|
| Signature Loan |
as low as 9.90%
|
|
Secured Loans
|
APR* as low as
|
Terms up to
|
| Share Secured Rates |
2.00%
|
84 Months
|
| Certificate Secured Rates |
Interest Rate + 0.50%
|
Cert. Maturity Date
|
All rates are effective July 1, 2008.
*APR = Annual Percentage Rate Published APRs may include a .25% interest rate discount based upon establishing an automatic payment through a WSCU checking account
Published loan rates, terms and amounts based on approved credit and are subject to change.
The maximum APR is 21.00% or the maximum rate allowed by law.
Printable Version
|