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Score a Great Rate!

Football season is back and we're celebrating by offering you an auto loan rate that's a touchdown!

    • Receive .25%, .50%, .75% or 1.00% off your auto loan APR*.
    • Receive another .25% off your APR* when you choose auto deduction from your WSCU checking account.
    • Don't forget about the rate discounts you can receive for putting a 10-20% down payment on the loan.

We're also giving away three pair of Broncos tickets to members who obtain a new auto loan before October 31! 

These rates are way too low to pass up.  Please contact a Loan Services Representative at 970.330.9728 or apply today!

*A.P.R. = Annual Percentage Rate.  Subject to credit aprroval.  Rate may vary based on loan amount, term, credit score and loan-to-value ratio.  Only valid from August 15, 2010 - October 31, 2010.  Must come into WSCu to receive the discount.  Rates are subject to change at any time.  Receive one entry per new qualifying loan for Broncos tickets drawing.  One drawing per month will be held on the first Monday of September, October and November.  Winners selected randomly.


Sign up for eStatements today!

Are you debating making the switch to eStatements?  If so, consider the following.  eStatements are:

    • A quicker way to get your account information. They are generally available a few days before a paper statement would arrive in the mail.
    • Very safe and secure. eStatements are kept on a secure server that is only accessible through HomeLink which requires password authentication.
    • Only accessible by you. There's no need to worry about paper statements being lost or stolen.
    • An exact mirror image of your paper statement. It is also electronically archived for years.
    • FREE! eStatements are provided at no charge through HomeLink.

Current HomeLink users can sign up for eStatements quickly and easily.  Simply log into HomeLink, go to Accounts in the left corner and click on eStatements.  Then just follow the prompts and you'll be ready to access your eStatements.


Love My Credit Union offers WSCU members discounts

Love My Credit Union is a partnership of credit unions across the nation who have joined forces to give credit union members some special discounts. We are proud to be part of this group and be able to pass onto you more benefits of being a credit union member.

Currently, Love My Credit Union offers WSCU members discounts from GM, Chrysler, Thor Industries, Allied Moving and FTD Flowers. Please check out www.lovemycreditunion.org and start saving! 


WSCU has over 65,000 free ATMs nationwide!

 

WSCU Visa debit cardholders can now use over 65,000 ATMs nationwide for free!  That's right, 65,000 free ATMs!  Members can now use their WSCU Visa debit cards to withdrawal cash for free at any Co-op or Allpoint ATM in the United States.  Whether you're close to home or across the country you can find an ATM almost anywhere.  It's just another great benefit of being a member of WSCU. 

To find a free Co-op Network ATM, click here or 
text your location (address, intersection or zipcode) to MYCOOP (692667).

To find a free Allpoint Network ATM, click here


WSCU funds are fully insured by NCUA

Lately, local and national news sources have reported about the problems concerning the national financial system and the economic condition of the United States.  Wall Street is experiencing major drops as large financial institutions are failing, and people are worried.  If you are wondering how WSCU fits into this financial mess, you should know you have nothing to worry about.

WSCU is financially sound

Our assets are increasing, our capital is strong and our loan losses are still extremely low.  After 72 continuous years of operation we're still going strong thanks to your support.

In addition, the overall credit union movement is also healthy and strong.  This is partly due to the fact that credit unions typically lend more responsibly than banks.  As a result, credit unions have steered clear of the subprime mortgage mess.

Your funds are federally insured

WSCU is federally insured by the National Credit Union Association (NCUA) and your funds are insured to at least $100,000 ($250,000 for some retirement accounts.)   Due to current economic conditions, insurance coverage for all types of accounts has been increased to $250,000 until December 31, 2009. 

Please remember: WSCU Money Fund Accounts are included in this insurance coverage.  There is no need to withdrawal or move any of your money from a Money Fund Account.  Every type of account at WSCU is federally insured by the NCUA. 

If you are worried or have questions about your coverage, NCUA Insurance Experts are available.  You can contact them at 1 (800) 755-1030 x 1 or visit NCUA for more information.

You can also find information about share insurance at Suncorp Corporate Credit Union  


Are you FoolProof?           

Ever wonder whom to trust when it comes to consumer information and financial literacy? Weld Schools Credit Union has the program just for you. We have formed an education and literacy partnership with a nationally known group of consumer advocates to deliver high-quality, free financial education and literacy programs to everyone.

FoolProof Solo teaches a college-age person, or even older adults with limited financial knowledge about the realities of money and credit. The modules are tough, interactive and interesting.

FoolProof for Parents and Grandparents involves parents and grandparents in their children’s financial education. All can be done at home, all web-driven, and taught by young people with whom kids can relate. These highly interactive ‘modules’ run about 45 minutes each, feature videos, music, and games. Each module concludes with a test and the results come directly to you, the parent or grandparent.

FoolProof’s CUHQ, a year-round, interactive website for young people ties everything together with great information that relates to what is taught in the FoolProof modules.

FoolProof Information Edge is an on-line newspaper that features videos, podcasts and breaking news.

Click on FoolProof to try out one of the free programs today! 

 

 




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