Automobile Loans	Base  APR*   starting from	Discount   APR** starting from		Terms in months
New or Pre-Owned Vehicle	4.40%	3.15%		1-36
(Up to 3 years old)	4.95%	3.70%		37-60
	5.75%	4.50%		61-72
	6.55%	5.30%		73-84 ($25,000+)
Pre-Owned Vehicle	5.40%	4.15%		1-36
(4-6 years old)	5.70%	4.45%		37-60
	6.40%	5.15%		61-72 ($18,000+)
Pre-Owned Vehicle	5.90%	4.65%		1-36
(7 years & older)	5.95%	4.70%		37-48
	6.20%	4.95%		49-60 ($18,000+)
Classic Vehicle	6.50%	5.25%		0-60
(25 years & older)	7.00%	5.75%		61-72 ($25,000+)

Motorcycle Loans	Base APR* starting from	Discount APR** starting from	Terms in months
New Motorcycle	5.50%	4.25%	1-48
(current or prior yr up to 1,000 mi)	6.50%	5.25%	49-60 ($18,000+)
Pre-Owned Motorcycle	5.50%	4.25%	1-48
(2 years & older)	6.50%	5.25%	49-60 ($18,000+)

Motor Home Loans	Base APR* starting from	Discount APR ** starting from	Terms in months
New Motor Home	5.50%	4.25%	1-84
	6.50%	5.25%	85-120 ($25,000+)
Pre-Owned Motor Home	5.50%	4.25%	1-84
(2 years & older)	6.50%	5.25%	85-120 ($25,000+)

Recreational Equipment Loans	Base APR*  starting from	Discount APR** starting from	Terms in months
New Recreational Equipment	5.50%	4.25%	1-60
	6.00%	4.75%	61-84
	6.50%	5.25%	85-120 ($50,001+)
Pre-Owned Recreational Equipment	5.50%	4.25%	1-60
(2 years and older)	6.00%	4.75%	61-84
	6.50%	5.25%	85-120 ($50,001+)

Mortgage Loans- Fixed Rate (1st Lien Position)***	APR*
5 Year Fixed^	as low as 3.27%
7 Year Fixed^	as low as 3.55%
10 Year Fixed^	as low as 3.81%

Mortgage Loans- Fixed Rate  (2nd Lien Position)***	APR*
5 Year Fixed^^	as low as 3.52%
7 Year Fixed^^	as low as 3.80%
10 Year Fixed^^	as low as 4.06%

Home Equity Line of Credit (HELOC)	APR*
15 Year Variable	as low as 3.25%

Unsecured Loans	APR*
Line of Credit	as low as 9.90%
Signature Loan	as low as 9.90%
Visa® Credit Card	as low as 9.90%

Secured Loans	APR* as low as	Terms up to
Share Secured Rates	1.00%	84 months
Certificate Secured Rates	Interest Rate + 0.50%	Cert. Maturity Date

All rates are effective June 1, 2010.

*Base APR = Base Annual Percentage Rate    

**Discount APR = Discount Annual Percentage Rate   Published APRs include a .25% base interest rate discount based upon establishing an automatic payment through a WSCU checking account.  APRs also include a 1.00% base rate discount based on a loan-to-value of 80% or less.  A base rate discount of .50% is given on a loan-to-value of 80.01%-90.00%.  No rate discount given for loan-to-value of 90.01% or higher.  Value of vehicle determined using NADA. 

***Rates are subject to change on a weekly basis. Rates are effective as of twelve (12) noon on the 1st business day of each week.

^Interest rate floor applies. 5 year floor = 3.25% APR.  7 year floor = 3.50% APR.  10 year floor = 3.75% APR.

^^Interest rate floor applies.  5 year floor = 3.50% APR.  7 year floor = 3.75% APR.  10 year floor = 4.00% APR.