Deposit Rates

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All rates are effective as of October 1, 2019. Rates are subject to change.

A penalty for early withdrawal may be imposed on certificates of deposit.

*APY = Annual Percentage Yield.

For Truth In Savings account disclosures, please click click here.

Savings AccountsRateAPY*
Regular and Second Shares
All Balances.009%
0.01%
Holiday and Vacation Club
All Balances.009%
0.01%
IRA Shares
All Balances.009%
0.01%
Checking AccountsRateAPY*
eChecking
All Balances .009%
0.01%
Premier 55
All Balances.009%
0.01%
Money Fund AccountsRateAPY*
Balance
$0-$999.99

$1,000.00 to $9,999.99

$10,000.00 to $24,999.99

$25,000.00 to $49,999.99

$50,000.00 to $99,999.99

$100,000.00 or greater

.050%
0.05%
Regular and IRAs
Certificates of Deposit
$500 Minimum opening deposit required
RateAPY*
3 Month Term.10%0.100%
6 Month Term0.10%0.100%
12 Month Term
0.10%0.100%
18 Month Term0.10%0.100%
24 Month Term0.45%0.451%
30 Month Term0.55%0.551%
36 Month Term0.65%0.652%
48 Month Term0.75%0.753%
60 Month Term0.85%0.853%
Youth Club
Certificates of Deposit
$100 Minimum opening deposit required
RateAPY*
3 Month Term0.10%0.100%
6 Month Term0.10%0.100%
12 Month Term
0.10%0.100%
18 Month Term0.10%0.100%
24 Month Term0.45%0.451%
30 Month Term0.55%0.551%
36 Month Term0.65%0.652%
48 Month Term0.75%0.753%
60 Month Term0.85%0.853%