Youth Savings Accounts


Start saving early!

WSCU believes that it is important to start instilling savings habits at a young age.  Our Youth Savings Accounts are designed to do just that! We understand that our youth savings accounts have different needs. A special savings account, Youth Club Account, is designed for children age 0-12 and only requires a $25 minimum balance. Our Student Club Account is a special account for our members age 13-17, which also requires only a $25 minimum deposit.

Special WSCU contests, newsletters and functions are all designed just for our Youth Club Account Members.

Youth Club Account!

12 and under


  1. Receive a piggy bank when opening a new account
  2. Current members can use Monkey Bucks from Savings Safari
  3. Receive 1 Monkey Buck per deposit (one per day)

WSCU will have activities for the Youth Club to receive bonus Monkey Bucks. These activities include coloring and drawing contests, holiday events and much more!

Be sure to look out for Bonus Bucks!


*One Monkey Buck per deposit ($5 or more) per member, only one Monkey Buck per day.  Member must collect and redeem Monkey Bucks.  WSCU will keep no records of Monkey Bucks earned and accumulated by members.  WSCU will not replace any lost or stolen Monkey Bucks.  Monkey Bucks are for members ages 0-12 with a Youth Club Account.  Account must be active and in good standing to receive Monkey Bucks.

Student Club Account!

Ages 13-17


  1. Open an eChecking account that can be joint with parent
  2. Make purchases using a WSCU Debit Card
  3. Access to HomeLink- our online banking system
  4. Access to our Mobile banking app

This account applies to members age 13-17, and we still have rewards!

  • After each deposit, an entry card is available for your chance to win one of two $25 cash prizes in our quarterly drawing.
  • Student Club member’s name will be entered in the quarterly drawing if member completes FoolProof Solo, a financial literacy program WSCU offers to all members.
  • WSCU will have other activities throughout the year that the Student Club member can participate in to receive extra prizes.

What do you need to open a Youth Savings Account?

In order to make the account opening process go more smoothly, please ensure you have the following when you come in to open your account:

  • Government-issued identification (State ID, U.S. Passport, Birth Certificate)
  • Social Security number

Please note: All Youth Savings Accounts must be opened by an adult over age 18.